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AAA Dollars® MasterCard®
Enjoy an intro rate, exclusively for AAA Members with the AAA Dollars® MasterCard!
Every qualifying net purchase earns valuable AAA Dollars!
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There are two AAA Dollars MasterCards: the AAA Dollars World MasterCard and the AAA Dollars Platinum MasterCard. You will first be considered for the World MasterCard. If you do not qualify for the World MasterCard, you will be considered for the Platinum MasterCard which may not offer the same MasterCard World benefits.

AAA Dollars® Plus MasterCard®
Exclusively for AAA Members, the AAA Dollars® Plus MasterCard is the fastest way to earn AAA Dollars!
Every qualifying net purchase earns valuable AAA Dollars!
  • Earn 50 Bonus AAA Dollars after making $500 in qualifying net purchases within 90 days of account opening*
  • 3% on qualifying net AAA and travel purchases (including non commuter Rail!)1
  • 2% on qualifying net grocery, gas and drug store purchases1
  • 1% on qualifying net purchases everywhere else!
  • No Annual Fee
  • No Foreign Transaction Fees
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There are two AAA Dollars Plus MasterCards: the AAA Dollars Plus World MasterCard and the AAA Dollars Plus Platinum MasterCard. You will first be considered for the World Plus MasterCard. If you do not qualify for the World Plus MasterCard, you will be considered for the Platinum MasterCard which may not offer the same MasterCard World Plus benefits.

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Annual Percentage Rate (APR)

Redeem for Outstanding Rewards
Redeem AAA Dollars for merchandise, gift cards from popular merchants, statement credit and charitable donations or get up to a 40% bonus2 when you redeem your AAA Dollars for AAA Gift Cards!2
Relax with Advance Purchase Security
With chip security and zero fraud liability3, you'll appreciate the peace of mind that comes with a more secure way to pay, wherever you travel.

† The 0% introductory APR applies to balance transfers made within 30 days of account opening. The introductory rate does not apply to cash advances. Balance Transfer Fee of 3% of each transfer amount, $10 minimum will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.

We may change APRs, fees, and other Account terms in the future based on your experience with ACG Card Services and its affiliates as provided under the Cardmember Agreement and applicable law.

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information.

*To earn the one-time bonus of 50 AAA Dollars, you must make $500 in qualifying net purchases with your AAA Dollars Plus MasterCard ("Card") within 90 days of account opening. "Net Purchases" means authorized purchases of goods and services minus any returns or refunds and does not include Advances (as defined in the Agreement, including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items. Allow 6-8 weeks for bonus AAA Dollars to post to your account.

1 AAA Dollars are not earned on business related transactions or activities. AAA Dollars MasterCard: Earn 1% for every dollar of qualifying net purchases. Net purchases are all retail purchases less credits, returns and adjustments ("Net Purchases") charged to the card each billing cycle. AAA Dollars awarded but not redeemed will expire five (5) years from the date on which they were earned. AAA Dollars Plus MasterCard: Earn 3% per dollar for qualifying net purchases made with the card through any participating AAA Club when AAA is the merchant of record, on qualifying net insurance purchases (MCC = 6300) and at eligible retail travel merchants. Net purchases are purchases minus credits and returns. AAA Clubs located in Northern California, Nevada and Utah are not participating AAA Clubs and purchases made at those clubs will not qualify for 3%. Earn 2% per dollar for qualifying net gas, grocery and drug store purchases. Earn 1% per dollar on qualifying net purchases everywhere else. AAA Dollars are not earned on business related transactions or activities. Purchases qualify for reward categories based on category code merchants select to classify their business. ACG Card Services cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify. AAA Dollars awarded but not redeemed with expire five (5) years from the date on which they were earned.

2 Cardmembers may redeem AAA Dollars earned in the AAA Dollars MasterCard Program for AAA Gift Cards in four increments: 50 AAA Dollars earn a $60 AAA Gift Card, 100 AAA Dollars earn a $120 AAA Gift Card, 200 AAA Dollars earn a $250 AAA Gift Card, and 500 AAA Dollars earn a $700 AAA Gift Card. AAA Gift Cards can be redeemed at participating AAA Clubs to purchase AAA Memberships and other products and services; exclusions may apply.

3 ACG Card Services provides zero fraud liability for unauthorized transactions. Cardholder must notify ACG Card Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is U.S. Bank NA dba ACG Card Services, pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.

© 2017 ACG Card Services. All Right Reserved. Equal Opportunity Lender.