Annual Percentage Rate (APR)
We may change Annual Percentage Rates, fees, and other Account terms in the future based on your experience with ACG Card Services and its affiliates as provided under the Cardmember Agreement and applicable law.
Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information.
*To earn the one-time bonus of 50 AAA Dollars, you must make $500 in qualifying net purchases with your AAA Dollars Plus MasterCard ("Card") within 90 days of account opening. "Net Purchases" means authorized purchases of goods and services minus any returns or refunds and does not include Advances (as defined in the Agreement, including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items. Allow 6-8 weeks for bonus AAA Dollars to post to your account.
1Earn 1% for every dollar of qualifying net purchases (purchases minus credits and returns). Earn 2% per dollar for qualifying net purchases made with the card at any eligible gas, grocery or drug store merchant. Earn 3% per dollar for qualifying net purchases made with the card through any participating AAA Club when AAA is the merchant of record, or at eligible retail travel merchants or participating non-commuter rail merchants. AAA Dollars awarded but not redeemed will expire five (5) years from the date on which they were earned. AAA Clubs located in Northern California, Nevada and Utah are not participating AAA Clubs and purchase made at those clubs will not qualify for 3%. Insurance purchases made through any AAA Club or Club-affiliated insurance agency for policies are not underwritten by an insurance company owned by or affiliated with a qualifying AAA Clubs will not earn 3%. ACG Card Services cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify.
2ACG Card Services provides zero fraud liability for unauthorized transactions. Cardholder must notify ACG Card Services promptly of any unauthorized use. Certain conditions and limitations may apply.
3Cardmember may redeem AAA Dollars earned in the AAA Dollars MasterCard Program for AAA Gift Cards in four increments: 50 AAA Dollars earn a $60 AAA Gift Card, 100 AAA Dollars earn a $120 AAA Gift Card, 200 AAA Dollars earn a $250 AAA Gift Card, and 500 AAA Dollars earn a $700 AAA Gift Card. AAA Gift Cards can be redeemed at participating AAA Clubs to purchase AAA Memberships and other products and services; exclusions may apply. For complete details on fees, see your cardmember agreement or log on to your account at acgcardservices.com.
The creditor and issuer of this card is U.S. Bank NA dba ACG Card Services, pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.
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